Maintain that balance of at least $25,000 for 90 days from account opening Platinum Savings: If you keep a higher balance in your savings account, you may have access to higher interest rates with the Platinum Savings. Yes, it’s called the Wells Fargo Platinum savings account and it offers up to 2.15% APY, depending on the specifics for your account. Fund your account, review details and submit your application. Enjoy the security and earning potential of a savings account while maintaining the flexibility to write checks. Opinions expressed here are the author’s alone and have not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Yes, there are two other options - a certificate of deposit and the Wells Fargo Platinum Savings. While we may receive revenue and referral fees from advertising and affiliate links, advertisers do not approve our reviews. Your mobile carrier's message and data rates may apply. Stay in the know with our expert-backed financial advice. We may receive payment from our affiliates for featured placement of their products or services. There is a maximum of three excess activity fees per monthly fee period. If Wells Fargo were to offer the program on its Platinum Savings account, the deal would be much more appealing as that account has a 0.05% APY as well as a bonus APY of 0.10% for those customers with a linked Prime Checking or Portfolio Checking account. Wells Fargo Platinum offers 0% intro APR for 18 months on purchases and balance transfers. Wells Fargo offers many financial products plus thousands of branches and ATMs, but interest rates on its savings options are low, and fees can add up. Username. Earn one of the nation's top rates. You can also enjoy earning 1.8% cash rewards on qualified digital wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening. You can earn up to a 1.95% APY on savings, but you'll need a balance of at least $25,000 to get that rate. Wells Fargo Business Platinum Savings is for businesses with higher balances typically looking to save for future expansion. With a minimum deposit of $25, you’ll get an interest rate of 0.03%. Credit card subject to credit qualification. Please do not enter any personal or account information in this box. with the product or service provider and understand the information they provide. If you hold a balance over $100,000, you’ll earn the bank’s highest interest rate. Wells Fargo Business Platinum Savings Account. You can use your Wells Fargo savings account or line of credit as a backup source of funds, but there is a $12.50 transfer fee each time money is moved from savings … But they also have a few features that you may not find elsewhere. The APY offered for the Platinum Savings account is the highest yield across all Wells Fargo accounts, though. You can avoid it with a minimum daily balance of $3,500. The APY offered for the Platinum Savings account is the highest yield across all Wells Fargo accounts, though. Higher APY. The length of time Online Statements are available to view and download varies depending on the product: up to 12 months for auto loans; up to 2 years for credit cards, student loans, home equity lines of credit, and personal loans and lines of credit; and up to 7 years for deposit accounts, home mortgage accounts, and trust and managed investment accounts. This bonus is worth doing especially with the extra 2% APY if you have $25,000 in spare funds but we won’t be adding it to the best savings bonuses due to the fact it’s targeted. This money market account offers a competitive APY. If you have a minimum opening deposit of $2,500, you can purchase a standard CD with an APY as high as 0.01%. A Platinum Savings account is FDIC-insured and offers several easy options to access your money, including unlimited branch and ATM withdrawals and the option to write checks. The Central Bank of Kansas City Savings account, offered through SaveBetter, has a $1 opening deposit and earns 0.4% APY. The bank also offers better opportunities to have the fees waived. The Wells Fargo Platinum Visa ® Card includes signature features like Rapid Alerts which will send you fast text and email alerts for monitoring spending, tracking purchases, and receiving notifications of irregular or suspicious activity. We may receive compensation from our partners for placement of their products or services. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Checking. Our products and services may vary by location, and a ZIP Code helps us provide accurate information. The length of time the specific product statements are available online can be found in Wells Fargo Online® in Statements & Documents. Does Wells Fargo offer any other savings accounts? No direct link to offer, sent out via snail mail 1. We are unable to contact you about your comments. Business Platinum Savings. The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate and the frequency of compounding for a 365-day period. $0 per month or $15 per month for Aspiration Plus ($12.50 per month if you pay annually). Avoid the fee by keeping at least $3,500 in your account daily. For example, its Platinum Savings account charges a $12 monthly fee which you can have waived by maintaining at least $3,500 in the account. Finder® is a registered trademark of Hive Empire Pty Ltd, and is used under license by NMLSR ID 399801. Rates offered by the bank are not the same for every customer, so shopping around for the best account can work to your advantage. The interest is higher than other savings accounts at 0.05%. The Wells Fargo Platinum Savings Account can be opened online, by phone or at a branch: Online. The Wells Fargo checking accounts each come with a Platinum Debit card featuring chip technology. If you are Wells Fargo offers business savings accounts … Account holders can avoid the monthly fee on their Way2Save by maintaining a $300 minimum daily balance (low compared to the elevated Wells Fargo Platinum Savings requiring a … Learn More. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please refer to the Consumer Account Fee and Information Schedule and Deposit Account Agreement for details. You'll also get online bill pay, online transfers, and mobile deposit. information service that aims to provide you with information to help you make better decisions. Choose between an individual or joint account, then click. Wells Fargo CDs. You also get a 0% interest rate for your first nine months. Wells Fargo offers checking and savings accounts that you find at your typical physical bank. Password. Though branches are not located in IN, KY, LA, MA, ME, MI, MO, NH, OH, OK, RI, VT or WV. Optional, only if you want us to follow up with you. Platinum Savings. Certificates of Deposit: Fixed rate CDs and a Step Rate CD that offers guaranteed interest-rate increases. Can I open an account if I’m not a US citizen? Beginning of popup Notice. Wells Fargo Bank Platinum Savings Account charges $5 every time you request a paper statement. With a minimum deposit of $25, you’ll get an interest rate of up to 0.06%. Wells Fargo treats its Platinum Savings account like a money market account. Find an ATM or banking location near you. The Wells Fargo Everyday Checking account has a $10 monthly service fee. Regulation D and Wells Fargo limit certain types of withdrawals and transfers from a savings account to a combined total of six per monthly fee period. Disclosures. Earn a promotional APY for your first 3 months and access your money by ATM, check or bill pay. You’ll have the option to write checks, but the annual percentage yield on the Platinum Savings account is lower than the national average. The Wells Fargo checking accounts each come with a Platinum Debit card featuring chip technology. This account offers a better rate compared to the Way2Save account. With mobile banking and a free ATM card, Wells Fargo makes it easy to access your money: Yes. Wells Fargo CDs: Perfect for those who can save money aside and earn a higher rate. at the issuer'ssecure website. Wells Fargo Platinum Savings account. 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